PC based credit card processing provides secure transaction abilities from your computer. A PC based credit card processing company provides online access to statistical sales reports and provides a sales dashboard for your online transactions. There are some concerns to be aware of when considering when using PC software to accept credit cards online.
Many people know you can accept payment via Visa or MasterCard online using the appropriate merchant services or with physical POS terminals if you have a physical location. PC software for credit card processing, offers a safe and convenient alternative and allows you to accept payment using a windows based system that is both secure reliable.
With a PC based credit card processing terminal you are empowered to accept payments from anywhere in the world, providing you have access to an internet connection. All the convenience of a traditional merchant account without the hassle associated.
What to Be Aware Of
You will still need to choose a credit card processing company that provides the service, and it is important to work with a reliable and trusted vendor that is familiar with a PC based solution. Merchant Warehouse is one such merchant that provides both the software and knowledgeable technical support.
It is important to do your research on the merchant you are considering when adopting relatively new technology. If your considered provider does not often provide similar services, your support will suffer, and you will be left in the dark if you encounter any problems.
Be sure to communicate with your PC based credit card processing agent and relate the needs of your business, and simply have a talk about the services they can provide to help meet your needs. Let them both sell, and offer what services they can provide, you might discover a better alternative or be able to reduce costs by cutting unneeded services. Communicating your need is key.
If your business is high volume in nature, be sure to have a detailed understanding of the fee structure of the services you are considering. Be sure to be aware of any downgrade charges, discount rates, statement fees, and monthly fees that can be incurred. Lastly, and most importantly, clearly define what happens in the case of a charge back or fraudulent purchase dispute.
Credit card processing services have varying policies concerning their fee schedule and fraud policies, it is important to understand clearly and make considerations based on the nature of your business. PC based credit card processing has not been shown to increase the statistical rate for such fraudulent occurrences but what is important for a traditional merchant account remains important for a PC based software solution.
When considering a PC based credit card processing software service, it is also beneficial to request the highest possible sales volume limit for underwriting purposes to avoid limitations on the growth of your business. Upon establishing a relationship over time you will be able to increase your limit.